Why Do I Need A Michigan Accident Report?
Why Do I Need An Accident Report?
If you have been involved in a car accident on Michigan roads, you might consider seeking compensation through a claim with your insurance company. Aside from receiving treatment for any injuries sustained in the crash, one of the first things you should do is obtain a copy of your official crash report.
Your crash report contains vital information gathered by a law enforcement officer at the scene of your crash. Without access to this report, the insurance company might not be able to verify key elements of your accident. Therefore, your settlement could end up being much less than expected, and your rates can increase significantly.
While some agencies charge an unnecessary fee to recover a copy of your crash report, we will do it at absolutely zero cost to you!
Requirements For Filing A Michigan Traffic Crash Report
The requirements for filing a car accident report in Michigan are more strict than in most other states. You should immediately contact local police to have an accident report field on your behalf if any of the following occurs as a result:
- Damage to property worth more than $1,000.
- Injury or death to any person.
- Damage to a parked vehicle and the vehicle’s owner cannot be contacted.
- Damage to any unattended property.
- A mechanic receives any vehicle involved for repairs.
Failure to report a crash can result in a significant financial penalty, license suspension, and a misdemeanor charge.
Common Questions About the Michigan Traffic Crash Report
Having access to an official crash report can benefit your claim in many ways: Information presented in your report will be used by the insurance adjuster to establish fault and causation. If the adjuster cannot determine those two key factors, you may not receive the appropriate amount in compensation for your medical bills and any other expenses.
Your accident report also contains nothing more than the facts of your crash, gathered by an unbiased third-party officer. Therefore, it can offer significant protection against any false information being brought forward during the claims process.
Your official Michigan traffic crash report is an extensive document containing in-depth details regarding your accident and the circumstances leading up to it. This includes, but is not limited to:
- The date and time of the accident
- The precise location of the accident.
- Details about any injuries to drivers or other occupants.
- The make, model, and year of all vehicles involved.
- The extent of any damages sustained in the accident.
- Details about weather and road conditions.
- Victim and witness statements.
- A narrative and diagram of what took place
You do not need witness statements to file a crash report or a claim in Michigan. However, a statement of the events leading up to your crash given by an objective witness can strengthen your claim significantly.
We’re here to provide you with access to a FREE copy of your official Michigan accident report from the comfort of your own home. Just fill out our easy, 2-minute online questionnaire to get started. Click HERE to begin!
